Earn a Debt-Free College Degree

Earning college credit in high school allows students to get a jump start on college, often for a fraction of the cost of traditional college. CLEP and dual enrollment are two popular options. If you have not heard of CLEP before, you are not alone. It’s been available since 1967. Due to the rising costs of college it is now gaining popularity. CLEP (College Level Exam Program) is a bank of competency-based exams that allows students to earn college credit by testing out of what they already know. Available to students of any age, these exams cost less than $100. Earning college credit with CLEP is a popular option with high school students who add CLEP as a self-imposed final exam to the courses they are already studying.

As a homeschool parent of three, I investigated numerous options to help my students graduate college without debt. Credit-by-exam was the one option that made sense. Students who earn credits before college save time, save money, and have a proven higher completion rate. Combined with dual enrollment and career advising, this is the best offensive strategy to graduating college without debt. My goal is to help parents understand how to implement debt-free college strategies for their family.  ~ Cheri Frame

Parent’s Guide to Credits Before College

Students can start early, work at their own pace, and accumulate credits before entering college. This book coaches parents and students through the process of saving thousands of dollars on earning an accredited college degree. Purchase your copy.

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Hi Cheri,
I just wanted to send you a quick note to say thank you for the great workshop on planning for high school and college. We attended your workshop with our then 9th grade son. Fast forward to today and as a 10th grader he has 31 (about to be 34) college credits. He is going to take his eighth CLEP test next month. We have used the vouchers from Modern States and have not paid for a single test. Our 14 year old daughter is about to reach 15 credits through CLEP testing as well. Both my son and daughter passed the Psychology CLEP yesterday after using your curriculum for preparation. Thanks again for the great information you are giving out. It has saved us thousands and has been a great motivator for our home schooled students!
~Amy H