Who We Are
Credits Before College is committed to helping high school students and their families create an academic foundation that aligns to the Lord’s call on their lives by emphasizing debt-free college options and career planning.
Kristin Lackie is a wife, mom, and educator. Kristin joined Credits Before College in 2022. Working previously in both public and private schools as a licensed teacher, she shifted her focus and is now blessed to be a proud member and valued resource to the homeschool community. Her four children span middle school to college age, and her in-the-trenches perspective brings humor and reality to what can sometimes feel like an overwhelming task – homeschooling all the way to graduation day. Committed to saving both money and time, Kristin is passionate about utilizing every available opportunity to maximize the middle and high school experience while setting the stage for college and beyond. With a plan and direction for life through education intentionality, students are equipped to fully pursue the plan and path the Lord has placed on their life. Kristin is committed to educating both students and families to build strong spiritual and academic foundations, setting students up with vision and position to act on the Lord’s call for their life. She and her husband live in Andover, MN with their four children.
Helping students earn a debt-free college degree through career and credit planning in high school.
Cheri Frame is the founder of Credits Before College. For over 15 years Cheri worked at a grass-roots level to help families avoid college debt. Her own students graduated college debt-free, not from receiving financial aid or scholarships, but from utilizing opportunities available to every student including educational planning, CLEP and PSEO/Dual Enrollment. She and her husband live in Ramsey, MN and homeschooled their three children. Since founding Credits Before College in 2006, she has presented numerous local and online workshops, spoken at state homeschool conventions, written curriculum, and provided academic and career advising. Read more of Cheri’s story HERE.
In 2023, Cheri passed the baton of Credits Before College to Kristin Lackie, who shares the same passion for helping families and students become positioned, purposeful, and equipped to lead and serve.
Credits Before College LLC was founded to help families avoid the debt that so often plagues our students’ college years.
Ephesians 1:17–18
That the God of our Lord Jesus Christ, the Father of glory, may give you the Spirit of wisdom and of revelation in the knowledge of him, having the eyes of your hearts enlightened, that you may know what is the hope to which he has called you, what are the riches of his glorious inheritance in the saints …
